Who are We
Golden Grace Financial Group offers financial consulting and solutions to individuals or businesses in the province of Ontario. Our company is founded by Grace Xi Hui Zang, and located in Toronto Ontario. We provide one stop shop solutions to our clients, including income tax consultation, insurance planning, wealth management and estate planning. We have proudly served Toronto and the GTA area for over 20 years. We are dedicated to provide the most professional service to individuals, small businesses or anyone with a mind to preserve and grow your wealth.
Life is better when you are prepared, so contact us now.
Insurance for Families
Many people buy insurance only when they are required, like for home or auto. But we can never predict when insurance would be needed. Insurance acts as a safety net if the unexpected happen.
- Life insurance on income earner is protecting your family and death benefit proceeds are paid to beneficiary tax free.
- Even for the healthy people, unexpected illness or accident could require you to pay medical expenses and hamper your ability to work.
- Nowadays, Insurance is more than protection against the unexpected; it is one of the commonly used strategies for retirement planning and wealth transfer.
Insurance for Businesses
As a small business owner, having the right insurance coverage is important to your continued success. No matter how careful you are, you may find yourself in a variety of situations that could threaten your business. It is a good idea to be prepared for:
- Potential lawsuits against your business – Commercial Insurance provides cash flow to fund lawsuits
- Loss of key executives, buy-sell agreement –Lender often requires insurance on key executives.
- Other benefits: Tax sheltered investment for the business, executive compensation, and retirement planning for business owners